Our Genesis
Founded in the year 1947, Contai Co-operative Bank Limited stands as a testament to the resilience and vision of a community-driven banking initiative. Emerging amidst the backdrop of India’s newfound independence, the Bank was established to provide a financial backbone for the rural and urban populace of Contai and its surrounding areas. Over the decades, this cooperative endeavor has transformed into a thriving financial institution, becoming the largest urban co-operative bank in Eastern India, with 16 branches spread across West Bengal.
Built on the core principles of trust, inclusivity, and service, the Bank has been a vital force in empowering individuals, businesses, and communities. By bridging the gap between traditional banking values and modern financial requirements, we have carved out a legacy of excellence and innovation.
Bank Profile
Contai Co-operative Bank Limited is a Tier-III Co-operative Bank, proudly retaining an ‘AA’ Audit Class for consistent compliance and operational excellence. Guided by our cooperative ethos, we have demonstrated an unwavering commitment to maintaining financial stability, customer-centricity, and technological advancements.
Financial Highlights (as of Financial Year 2025-26)
| CONTAI CO-OPERATIVE BANK LTD | ||
| Bank Profile | ||
| Sl No. | Position As on 31-03-2026 | |
| 1 | Number of Branches: | 16 (Sixteen) |
| 2 | Number of Members: | 82422 |
| 3 | Audit Class | AA |
| Rs.( ₹ ) in Crore | ||
| 3 | Paid up Capital: | 19.58 |
| 4 | Total Reserves: | 258.70 |
| 5 | Asset Size | 2204.72 |
| 6 | Deposits | 1572.10 |
| 7 | Loans & Advances | 1178.24 |
| 8 | % Gross NPA | 2.90% |
| 9 | % Net NPA | 0.79% |
| 10 | CRAR | 26.80% |
| 11 | Net Worth | 275.60 |
| 12 | Net Profit (Before Tax) | 23.46 |
| 13 | Net Profit (After Tax) | 14.96 |
| 13 | TurnOver | 168.01 |
Key Highlights of Our Bank
- Member Strength: With 82,422 members, the Bank continues to reflect the trust and participation of its cooperative community.
- Strong Financials: The Bank recorded a Net Profit (Before Tax) of ₹23.46 Crore, a Net Profit (After Tax) of ₹14.96 Crore, and a robust CRAR of 26.80%.
- Sound Asset Management: Our Asset Size of ₹2204.72 Crore, alongside Total Reserves of ₹258.70 Crore, highlights the Bank’s consistent growth and financial security.
- Efficient NPA Management: Maintaining a Gross NPA of 2.90% and a Net NPA of 0.79%, the Bank demonstrates disciplined credit and asset-quality management.