With effect from 15.09.2026
Savings and Basic Deposits
| Type of Deposit |
Rate of Interest (from 15.09.2026) |
| Savings Deposit |
3.50% |
| Savings New Scheme (Order No. 24/2006-07 dated 26.09.2006) |
3.50% |
| Daily Deposit Scheme (commonly known as Daily Savings Scheme) |
2.00% |
| Current Deposit |
0.00% |
Term Deposits
| Period of Deposit |
General |
Senior Citizen |
Super Senior Citizen |
| 15 days to 45 days |
3.50% |
3.50% |
3.50% |
| 46 days to 90 days |
4.60% |
4.60% |
4.60% |
| 91 days to 179 days |
5.50% |
5.50% |
5.50% |
| 180 days to Less than 1Year |
5.85% |
5.85% |
5.85% |
| 1 Year |
6.35% |
6.85% |
6.90% |
| Above 1 Year upto 3 Years |
6.40% |
6.90% |
6.95% |
| Above 3 Years upto 5 Years |
6.50% |
7.00% |
7.10% |
| Above 5 Years upto 10 Years |
6.20% |
6.85% |
6.90% |
Special Deposit Schemes (MIS)
| Period / Scheme |
General |
Senior Citizen |
Super Senior Citizen |
| MIS for 400 days |
Withdrawn (As such, will not be renewed further) |
| MIS for 555 days |
6.80% |
7.00% |
7.20% |
| MIS for 555 days Non Callable |
7.00% |
7.20% |
7.40% |
| MIS for 450 days Non Callable |
Withdrawn (As such, will not be renewed further) |
| MIS for 3 years Non Callable |
7.30% |
7.50% |
7.70% |
| MIS for 5 years Non Callable |
7.00% |
7.70% |
7.90% |
